If you’re expecting a baby and need financial help, there are a few ways to get assistance. You can apply for Medicaid, use a nonprofit website like GoFundMe, and learn about the Title V Maternity and Child Health Services Block Grant Program.
GoFundMe
If you need help paying for pregnancy, there are many charities and government programs you can turn to. One of the most popular options is GoFundMe, a crowdfunding site that helps thousands of individuals and small groups raise money for their personal needs.
GoFundMe is an open technology platform that does not charge a fee for using the site. However, consider certain limitations when setting up your campaign.
For example, if your campaign exceeds your state’s income limit, you could be denied federal benefits. Likewise, if you are enrolled in Medicaid, you should know your income limit.
GoFundMe is an excellent way to raise various medical expenses, but it has its pitfalls. Fortunately, the website does have a few tricks up its sleeve.
First, you should understand the different types of fundraising. GoFundMe allows you to choose from 18 preset donation categories. You can also use the “create your own” feature to create a campaign that reflects your needs.
Medicaid
Medicaid, a federally funded program that provides health care to low-income individuals and families, can give financial support for pregnant mothers Kansas. The program covers prenatal care, labor and delivery, and medical expenses after the baby is born.
You may be eligible for Medicaid if you’re pregnant woman earning less than 138 percent of the federal poverty level. In some states, the income threshold for coverage is higher.
Some states also offer free care to pregnant women and new mothers. This includes services like childbirth support and substance abuse treatment.
If you’re pregnant or have a newborn, it’s also a good idea to learn about the state’s health plan, which can cover you for the whole pregnancy and after your baby’s born. For example, if you have an employer-sponsored health plan, you can switch to a Medicaid-funded one if you qualify.
Another option is to enroll in a private/qualified health plan through the NY State of Health Marketplace. These plans may include deductibles, copays, and premiums.
Federal State Grant Program
The maternity and Child Health Services Block Grant Program is a federal-state partnership to promote the health of mothers and children. Title V funds family-centered coordinated systems of care and provide services to more than 17 million children in the United States.
The Health Resources and Services Administration (HRSA) is a Department of Health and Human Services branch that administers the Title V program. Each state must submit an annual application to HRSA. The application outlines the state’s plan for the upcoming year.
The MCH Block Grant program funding enables states to address priority health issues. This is done through a three-tiered performance measure framework. Each state must develop a five-year action plan that describes how it will address its MCH priorities.
The five-year action plan outlines proven methods a state will use to address the state’s priority needs. This includes identifying potential MCH priorities, conducting surveys, and analyzing data.
Temporary Assistance for Needy Families
Many pregnant women need financial assistance, especially if they live on a low income. Several options are available, including grants, charities, and housing vouchers.
Grants can be used for various expenses, from food to medical supplies to clothing. Nonprofit organizations, government programs, or individual companies provide these funds. However, a woman’s grant money will depend on her income and other factors.
Pregnant women can also apply for various grants from the federal government. TANF (Temporary Assistance for Needy Families) is a program that provides cash grants to qualifying families. TANF can help pregnant mothers get a place to live, utilities, food, and other services.
The Salvation Army has many resources for pregnant women. They offer counseling, short-term and seasonal housing, meal assistance, and transportation. Some programs even provide maternity clothing.
Housing and Urban Development programs can also help. If you are struggling to afford an apartment, they can help you find an affordable one.